About Us
Tony and Libby Kelly, MBA, M.Ed. are ranked in the top 1% of REALTORS in Portland Metro. They have been featured on HGTV's "House Hunters" 3 Episodes & "My House is Worth What?" 4 Episodes.
A Sign of the Times
Unemployment is sky high now-a-days and getting a plain ol’ part-time receptionist job will have you competing with hundreds of other applicants. What can you do to stand out from a crowd of overqualified job-seekers? Now is the time to get a little creative and get people to remember you. It’s common knowledge that you tend to get a job through who you know. Nick Willard decided he needed to expand his network and get his face out there. He stood at the freeway exit and handed out his resume and cover letter to those who showed interest. With a family at home to support he thought it was time for potential employees to see Nick, not just a piece of paper. Those who overcome in tough times are those who don’t sit at home feeling sorry for themselves.
http://tigardtimes.com/news/story.php?story_id=123984496254591400
PLEASE CHECK OUT OUR WEBSITE for Portland Real Estate http//:www.TonyandLibby.com
2852 SE Robin Way, Gresham OR 97080
Absolutely Fabulous Springwater Heights Traditional. This meticulously decorated and maintained home features beautiful hardwood flooring, large kitchen w/center island, designer interior colors, Rejuvenation lighting, desiger home fixtures, window treatments and hardware, spacious master suite w/double sinks, soaking tub & huge walk-in closet, central air, & upstairs laundry.
14305 SW 100th Ave, Tigard OR 97224
Seller financing & lease option available! This stylish home, on over a 1/3 acre, has been meticulously renovated from top to bottom. Huge gourmet kitchen, w/slab granite, tile backsplash, and high-end stainless appl., opens to huge greatroom w/beautiful hardwoods, & floor-to-ceiling view windows. Spacious family room w/fireplace & wet bar, elegant bathrms w/designer fixtures,
3905 NE 65th Ave, Portland OR 97213
Fantastic Rose City restoration. This certified Earth Advantage home features period restored kitchen cabinets, granite counters, SS Appliances, modern bronze hardware & fixtures, extensive hardwood flooring, remodeled baths Marmoleum flrs. Light & bright lower level w/fireplace. New windows, electrical, sewer, plumbing, and LeafGuard gutters. Organic landscaping and garden.
1410 NW Kearney St, Portland OR
Fantastic corner unit in the excitingly modern Edge Lofts. This Spacious Pearl District gem features abundant upgrades including gourmet kitchen w/custom back splash, high-end stainless appliances, gorgeous hardwood flooring, custom partition forming extra bedroom or office & extra storage unit. Floor to ceiling windows bath living area w/natural light. Dining, shopping & fun.
Taking Advantage of Interest Rates
It seems like everywhere you turn there is some letting you know how amazing rates are now and how you MUST take advantage. At the same time you will hear story after story of people with decent to great credit not being able to get one of these amazing loans because of stricter standards. So how do you give yourself the best chance possible?
To start you are going to want to see if you qualify for a refi. Banks are currently wanting a credit score of at least 740 and 20% equity. These are not hard and fast guidelines but if your credit score could use some help, now is the time to work on it. If you don’t have the 20% equity there are some programs out there but your loan must be held by Freddie Mac or Fannie Mae.
Next you are going to want to get rid of any home equity loans or lines of credit. Otherwise you can be adding significant time to the loan process and/or some interest could be tagged on.
You will also want to know where to look by shopping around. Where one bank may reject you, another might see you as a perfect candidate. Lately the best rates seem to be coming from small local banks and credit unions.
If you have the option, it is a really good idea to pay a point up front. A point is 1% of your mortgage and paying one off up front can buy your loan down an eighth to a quarter of a percentage point off your rate. Some lenders will even take off a full half of a percentage point just to avoid serial refinancers. This could also help you lock in a rate. Before you really only need about a month so locking in your rate wasn’t so difficult. Now it can take closer to two months and paying a point can get that rate locked in for 45 days.
The loan application process has gotten a lot harder and more complicated, but not only will it be easier if you know what you are getting into but also completely worth the effort to get these historical rates.
http://money.cnn.com/2009/04/17/real_estate/low_rate_loan.moneymag/index.htm?postversion=2009041711
PLEASE CHECK OUT OUR NEW PODCAST ON THE HOMEPAGE OF OUR WEBSITE http//:www.TonyandLibby.com
Homes In Portland Seem To Be Selling Faster
12755 SW 138th Ave, Tigard OR
Charming Rose Meadows traditional on very quiet street. Great home, great neighborhood, great location! This Lovely homes features hardwood floors, custom interior colors, dining room wainscotting , skylights, central air, open floorplan, large kitchen with center island & walk-in pantry. Very efficient use of space w/3 bedrooms & large bonus room. Private backyard with patio.
Recent Blog Posts
May is National Moving Month
Friday, May 4th, 2012
May marks the official beginning of the moving season, and is known as "National Moving Month". 10 Tips To Prepare Your Home to List
Tuesday, April 17th, 2012
Ten tips to prepare your home to list. Agency Info
Keller Williams Realty Portland Premiere
17700 SW Upper Boones Ferry Rd
Portland, OR 97224